Travel insurance guide
Travel Insurance for Canada Visitors
Canada does not require general visitor travel insurance, but health care for non-residents is expensive and uninsured visits can result in major bills. The Super Visa (for parents and grandparents) does have a mandatory insurance requirement.
What your policy needs to cover
- Recommended: medical coverage of at least CAD 100,000.
- Super Visa applicants: minimum CAD 100,000 medical coverage, valid for at least 1 year, issued by a Canadian-recognised insurer (Super Visa changes from 2022 onward).
- Coverage for medical care, hospitalisation, and repatriation.
- Optional: trip cancellation, baggage loss, and rental car protection.
Protect Your Trip with Travel Insurance
Travel insurance may help cover medical emergencies, trip interruptions, lost baggage, and other unexpected travel expenses while abroad.
- Medical emergencies
- Trip interruption
- Lost baggage
Real-world examples
3-week tourist visit — Indian national
Visitor visa holder visiting family in Toronto. Recommended: CAD 100,000 medical-only plan for the trip duration.
Super Visa — parent of Canadian PR
Mandatory: CAD 100,000+ medical coverage for at least 1 year from a recognised insurer.
Frequently asked questions
Is travel insurance mandatory for Canadian visitor visas?
No, not for standard TRV visitor visas — but it is mandatory for the Super Visa.
Does provincial health insurance cover visitors?
No. Provincial plans (OHIP, MSP, etc.) do not cover non-residents.
More travel insurance guides
This page may contain affiliate links. We may earn a commission if you purchase through our partners at no additional cost to you.